I think hold coin is better than hold token, You can see the almost top coins are not token. I sugguest hold XLM, NEO, ETH, TRX
holding top market assets is probably a good choice now. but we have to choose some assets that maybe I can give a great surprise. there are also many people who are more interested in coin assets that are below but with very good developers. maybe when there is an update from the platform it can provide greater benefits. I think all investments depend on our own research.