Why people are still investing in centralised coins without a limited supply? I simply cannot understand such investment decision.
100B XRP were made and they can't make more.
At the moment of this post, there are 99,991,708,587 XRP out there, according to CMC.
Reason for less than 100B is because each transaction burns (destroys) a very small amount of XRP.
As for the OP, I have no idea what nonsense he/she's talking about >_>