Yes I'm just a newbie I asked to borrow some bitcoins here. But it will be better if newbie can't reply/post on the lending section to lessen spam post from newbies. We can see that almost of the thread here is full of newbies' reply.
Sometimes new accounts being created just to ask a lend are from untrusted user here and just to keep away their accounts from being tagged by the DT's.

What can you say about this idea?