People, its already done.  What are you waiting for?  R3 holds likely somewhere between 2-5B in XRP.  R3 and its corda settler (which exclusively use XRP to settle) have struck an agreement to integrate with Swift GPI.  It's done... XRP will be used to settle cross-border Swift GPI payments later this year or next year along with other Corda Settler partners along with XRapid partnerships AND others who just want to use XCurrent and the brilliant multi-hop feature.  Brilliantly banks and corporates wont have to hold xrp to settle payments with it if they choose.  The internet of value is happening thanks to XRP.  Buy your XRP me in the next month or so and wait 5 years.  be glad the market is in the dumps now.  

Oh and whatever the rankings are in CMC is not what we should be paying attention to.  How about paying attention to the fact that Ripple is hiring a Head person for CHINA!  Focus on the fact they are hiring as many integration engineers as they possibly can?  Ever wonder why they would need a shitload of integration engineers?  Hmm, I wonder why? haha.  Don't be distracted by the bullshit people.  Look at what's happening ahead of the sheep.  Ripple is hiring in key markets and hiring to expand the ecosystem RAPIDLY!  They have 200 customers now and are planning on 1000 by the end of 2020.  Somewhere between now and 1000 network effects take shape and the expansion takes on a life of its own.  Buckle up and HODL!