It is difficult to say something now, since it is something new in business.
Not really a new kind of business but the model is the only thing that made it different. The banks are the leading in this kind of industry but with the intervention of crypto it made the model different.
Yes, and how it is generally adjusted, it is not clear. It is necessary to follow this and study.
Adjustments will be applied though this has been done even before and that was few years ago just like what other mentioned. And we have a specific section for individual type of crypto loans.