may be he is here to sell the tokens.
It might be the more chances. If not, that's ok. Giving loan either taking this as collateral and non collateral almost the same for a lender.
Looking at the address I see OP still has not managed to get the loan.
It is because almost all lender thinks before listing on a good exchange token has no value as there is a chance not to be listed and if listed they don't know how much that would be and also when that would be.
If you read
[EDU] The Rule of "No Collateral, No Loan" -----Updated Jan 26 2018----- then you would be able to know that the mentioned token cant be valid collateral.
I understand and I agree on you, but thats all I can offer right now if I have another token with value I will exchange it to bitcoin and use it for my need and I will not ask for a loan to bother people.