Big/medium banks are never going to use Ripple, theyre only trying it out and will drop it then make their own technology (not de-centralized!)
Blockchain will change how we send money, but not through banks. Theyre completely against de-centralized control of financial system. We need blockchain solutions like Kora (
https://bitcointalk.org/index.php?topic=2876521.0) that are person to person and small business to small business
Ripple was able to survive that bearish 2018 crypto market and not just survive, ripple was able to top the crypto market, and for me they became number one, although they only reach and overthrew ethereum at the second spot, ripple has proved to anyone in the crypto universe that they could compete and survive in this up and down market.