There is a statement:

"Even the bank makes negative profit you won't lose your investment. However you can not make profit either."

This needs more explanation. If the bank makes negative profits, how come we don't lose our investments? I mean by investing in your website, we become the bank. If the bank returns negative returns, our investments will go down.

If we are not going to lose our investments, are you saying you are going to pay from your own pocket? Don't get me wrong but this sounds too good to be true.