Collateral can be provided in the form of my Stripe account and access to my cratejoy.com merchant account. I have a small subscription business that renews every month. So on March 1st around $5,500 will be deposited into that account. You can search the past transactions to verify if you'd like!
You need to find anyone from your friends and family or go to local bank. Explain them the situation and the money coming in March. They will be your better choice than asking for a loan to some totally stranger people.
Good luck
Cheers :-)