I apologize if I offended anyone with my loan request.

Believe it or not, access to merchant accounts and verifiable income can actually be used to secure funding in the real world. My mistake for misunderstanding.

I was starting to think this whole thing was just a really clever way for you guys to justify saying "newbie" as much as you wanted...but then someone here was nice enough to take the time to verify my information and agree to the loan.

I'll lock the thread. You can all go back to correcting the other people dumb enough to ask for a loan in a lending thread.