At the moment, I'm holding all the coins I earned in the bounty, and that I had purchased in the mid - April 2018. I don't need a fiat right now, because all my savings in cryptocurrency I strongly keep in my wallet, waiting for a good time to sell. I think this is the right strategy to protect yourself from big losses.
All of my earned tokens are exchange with fiat already. Because the market is not healthy. I will exchange it back to altcoin, when the market was fully green already.