This, I think, would be happening at a larger scale in the near future. They know for a fact that not all people would love to get themselves in a hassle of storing and keeping their assets safe, so they'd go to a trustworthy bank and let the institution handle their money for them. What amazes me is that they are able to do this thing for decades, and have even invented fancy names for the fraud that they are doing. I'm not afraid of institutional investors coming in to crypto; what I'm afraid is if people are too gullible enough to let the banks rip them off of their money thinking they got a better deal on crypto.