The biggest question I ponder with regards to bitcoin is the following:
Right now the only way to benefit from bitcoin appreciation is to sell it (or exchange for goods).
There are no cash flows that you can get from simply holding btc.
Have you capitulated, Biodom? Finding a shared realization space with bitserve?
Alt coin pumpers and bitcoin bashers like to suggest that their project is better because it has a "cash flow"
When in fact you don't need a cashflow if you are holding the most sound of monies that has ever existed and also you have scarcity that is pretty damned solid - even if it takes more than 120 years from now for all of it to come available.
I know that it is from design, but would have preferred to have some income from btc holding.
Again. Why? Don't get sucked into some shitcoin that supposedly provides cashflow and then to find out that it has almost NO actual decent monetary restriction policy (limitation of its supply).
Otherwise, the only way is to sell, which most people detest.
Why you gonna do that unless you invested every single thing into bitcoin. Should be easy enough to sell fiat first, no? It's called gresham's law.. you spend the least valuable first, and sure if all that you have left is bitcoin, then you are going to have to sell a bit of bitcoin... if you are not otherwise able to eat or shelter yourself, for example.
Getting cash loans in lieu of btc is super risky because of btc volatility.
Agreed.. especially if we are in a bear market, currently, while being unsure about whether the BTC price is going to reverse from here. Likely there is a need to plan ahead about these kinds of matters in order to not run out of money that you can spend to cover your expenses, including having an emergency fund.
Who wants to get a loan at 30% value, then get liquidated on a 83% "correction".
Not me. I would really not want to put myself in such a place in order to have to be forced to gamble like that... unless it is merely a really small portion of my total BTC value.. perhaps much lower than 1%. On the other hand if my BTC portfolio is in profits, it might be better to shave off a little bit. If my BTC portfolio is negative, then it is better to be looking for resources in other areas rather than locking in losses by selling my BTC or loaning it out with a risk.
I wonder if some legit services will develop which can give you an "interest" (even a small one) on your btc.
There are all kinds of services that are likely to develop in regards to BTC such as ones that you are describing. There are likely some that already exist.