I have read similar article about this, I think this one will become ripple obsolete, that's why from the start
I never think that investing in ripple is a good idea, it's centralized and its for banks but now banks started to make their own, let's see
where this will bring ripple to.

The crypto space is for decentralized tech only, that's my understanding and I'll only support a decentralized coin like ETH and many others
of course, by doing this, I feel like I'm doing the right thing.

With more banks make their own stable coin, the future of BTC will be brighter.