Cryptocurrencies are much safer than banks. Remember in2008 during financial crisis when bankers waited in queues to get money from the bank to kkep their money safe? In cruptocurencies you just need to understand technology and dont get scamed.
No, the bank is still safer than cryptocurrency after all. You won't have to worry too much if you send money to the bank, you only lose money when the global economic crisis happens and it's very hard to happen in this era.