Well first of all you totally ignored the part about the DT being diverse. Second you did not at all address the point that it is easy to rate frivolously when you have nothing at risk yourself. Like I said you didn't actually address what I said, you just essentially said "no this not that". There was no refutation, just you repeating your narrative and saying I am wrong because lets focus on these things instead. A big part of good judgement is having accountability. Currently there is zero accountability. Having trade interest inherently creates accountability.