[most of the time, gamblers losing value is much higher than what they can take from the house, not a big fan of high risk bets as it needed a deeper bankroll to keep moving forward and continue chasing your luck, and you are correct only a very lucky individual can win from that multiplier having only a single bet, you really have a high resistance taking that strategy knowing that your chances is too small.
Take every opportunity to enjoy your cash out.
There are two types of losers in gambling that makes the casinos money. One is the doomed by unlucky rolls, some people can just come in and bet big and lose right away without getting to taste the house edge, they just lose right away. The other one is the person who loses because of the house edge on the long run.
This person for example looks like he could either lose soon or already lost more than he won because in the end house edge always wins and you will end up losing more than you win. No matter how big you won or no matter how great the odds are in the end if you play long enough you will end up losing all your money.
I prefer the first persons method, you go big and you go all in and either you end up winning or losing, if you win big then just withdraw your money and never look back. Of course that is for money purposes, normally to have fun I personally prefer playing little by little.