This is what shows in your trust ratings. If its in red, then its negative. Click on "trust" under your name while you post. Your Trust rating currently is -16. No chance of getting a future loan either. There are a few campaigns that take members with negative Trust. You should try those.
But my account shows 0/0. I don't see anything else. All these comments are bogus, I created the topic to understand, but there are people in cahoots as it turned out.