This is a very decent amount for investment and I recommend to distribute in several directions, for a long-term period about 30%, for trading 10%, for Ico 20%, and the rest to crypto-currency funds!
if my advice is that funds are better to invest in a number of coins such as bitcoin and ethereum because surely one day you can get big profits instead of investing in ICO it is very risky for you alone
when you have that much money, I suggest not to be all in crypto. I prefer to develop an offline business that can make money every month. You might be able to make a house, or thicken a car. however it is a good investment. but if you want to invest in crypto, maybe coins that have a lot of volume can be an alternative.