Blockchain will change how we send money, but not through banks. Theyre completely against de-centralized control of financial system. We need blockchain solutions like Kora (
https://bitcointalk.org/index.php?topic=2876521.0) that are person to person and small business to small business
I agree, nobody likes Ripple because it's a shitcoin and total opposite of Bitcoin. I think price is already manipulated and when more users are going to sell their Ripple because of fear the price will crash. Ripple is not a good investment and more people know that.