theyre not gonna learn to use bitcoin, only a handful of very young people are tech savvy enough to use smartphone to their fullest, the rest of them are just like our grandma dealing with smartphone.
If we look at it at a glance of course it feels a bit difficult, but gradually they will be able to understand or even do it easily, it's not time for bitcoin to be said to fail only because it's caused, by factors "are not good enough to use the phone for simple online banking". Humanely they are indeed friendly, but in banking, they have actually licensed robbers, which are covered by the law of the agency.