How often I can claim my 5%/year from Ledger ? I know its once on month but its matter which day I made it or its not important ?
I mean if I claim my dpow reward 26 february its count as all february claim and I can take my next reward even 1 March and no need more in March or after take coins 26 february next time I need take after 26 march so after one month later ?? I dont want lose any coins when finally its possible take this 5% directly from ledger ! I want take all.
If you claim it on 26 february, you then add 30 days to it. So your next monthly deadline will be 28 March.
what happen if I make it few days to early or few days later ??
i asked this question a couple different ways and was mainly interested in how the time stamp affects compounding interest and what if I add new coins to the pot in the interim and so on. I got some answers that I didn't quite understand but there's some algorithm that maxes you out at 5.1% APR even if you claim interest every 10.1 kmd, like I do. So timing doesn't matter really. I have mine in Agama wallet so claim every 10-15 days bc that's when the interest = 10+ KMD.
If you have 1000 KMD for 15 days then you buy 100 kmd new coin. The 1000 KMD UTXO will already have 15 days worth interest accruing while the 100 KMD still have 30 days.
If you wait for 30 days after this, 1000 KMD UTXO will stop accruing after another 15 days ( because 15 days + 15 days = 30 days) ,
while 100 KMD UTXO will still accruing interest for another 15 days.
But when you click claim button, it will claim both the 1000 KMD UTXO and 100 KMD UTXO at the same time. Essentially resetting the time count to 0 for both UTXO sizes.
The reward will max at 5.1% Annual rate for each UTXO size.
Reward will start accruing only if the UTXO size is 10 KMD minimum. So if you buy 9 kmd from exchange and send it to wallet that already have 10 KMD.
You will have 9 KMD UTXO size and 10 KMD UTXO size in the wallet. The 9 KMD utxo size will not be accruing reward but the 10 KMD UTXO size will.
To rectify this issue, You can send the whole balance to yourself, essentially creating a 19 KMD UTXO size.
Hope this explains it better.