This is a very decent amount for investment and I recommend to distribute in several directions, for a long-term period about 30%, for trading 10%, for Ico 20%, and the rest to crypto-currency funds!
if indeed trading cannot be forced no need. and also investing here is very risky. people must really have good enough insight to be able to invest in cryptocurrency
Why should not I tell you that the market is full of so many great opportunities of investment and you can put in your money in any of them that interests you. But make sure you claim a part of the coins be them BTC or ETH because this has gotten huge potential and is having its circle expanded day by day. The worth has risen from zero to a whooping 3 trillion USD.