Maybe it's worth (possible) it to realize with Obyte - to stabilize the bytes and bind excess liquidity..
https://medium.com/cryptolinks/maker-for-dummies-a-plain-english-explanation-of-the-dai-stablecoin-e4481d79b90

nice review in german (Loan for ETH - My experience with Maker DAO)
https://www.blockchaincenter.net/erfahrung-mit-maker-dao/