It is not surprising that this above is one major reason that icos won't get financial support from banks. Banks are very shrewd business institutions, they wouldn't dive into a business venture they are not sure of recouping their investment. Icos have been bastardized and banks don't see them as a safe place to put money on. Big banks like citi, jpmorgan, hbsc wouldn't at all. They are eagle eyed banks, always looking for where the money at