Everyone decides for himself what he wants to get from cryptocurrencies. I don't think cryptocurrencies are entirely risk-based. If you invest in the long term, you are more likely to make a profit.
long-term investment planning must also be made with good judgment based on research. imagine someone who invested bitcoin in 2010 and had a long-term plan for the next 10 years in 2020 would sell it, maybe he would still get a profit, but he missed the golden age of 2017 where everyone celebrated their success. therefore make a really good plan.