"Buy when there is blood in the streets" "Be greedy when others are fearful"
This is the time to buy if you want to become rich, The top coins are at bargain prices, 200 dollars for an eth, (that is an easy 5x if you hold).
I believe the whales and wall street manipulators have been keeping prices down and shaking out the noobs so they can accumulate for very cheap prices.
Indeed now is a good time to buy and like what you say when other see it as a risk it might also be an opportunity, but you need to beware that the market might still drop as the market is not in a bull trend yet.