Almost all payments now are digital.Fiat money are digital money
if you see a lot of altcoins than first have in your mind that there are pure scams what wants to steal your money.You can lose your money with them.Most of them are kind of virtual trash worth nothing
That's true, future is now and it's not necessarily a good thing.
Since the '60 along with introduction of computers in to banking system, all so called real transaction went digital.
Now we are facing 98% digital fiats. Double the falseness and quadruple the trouble. There is no future for paper money... it was already replaced by digits, long long time ago. I'm deliberately avoiding to call them real, because they are not.
Only coins made of precious metals will survive upcoming or rather current fin-tech revolution.