I totally agree. The biggest fear is just adapting crypto. If people would trust it more, they would use it more so there would be no problem in using it in everyday life.
People are not afraid of the concept of cryptocurrency because the concept is clear and beneficial to all that uses it. People are not giving in to the adoption of Bitcoin and other cryptocurrencies because of the legal issues within their countries. Crypto and Bitcoin activities are banned in some countries and citizens of these countries will certainly fear to use Bitcoin.