I don't really support centralized coin, this is why up until now, I don't own any ripple in my wallet and I am not thinking of holding ripple in the future even if I see the price getting to $5.

I believe that crypto was created so that we can have a decentralized means of finance, having a centralized means is against the original plan and must be fought against. I came into crypto because I don't want to be controlled by the government or central banks.