Unfortunately, not all people used free money, I know some people who used borrowed money, and they have no time to wait ... and, unfortunately, they are not so few! We are waiting for the bull market!
I feel sorry for those people who used borrowed money to make investments in the crypto market. However, they themselves are to blame for the current situation, because they acted foolishly, although they should have thought about what could happen if the prices of the coins in which they invested fall.