I'm not trying to be a cunt here, but it's important not to talk about things you don't even remotely understand the scope of as if they were fact.
Try harder... and while your at it,
try practicing what your preaching. Now gtfo and go invest some of those "millions" into an actual education.
I don't think I need any more degrees. And I clearly state when I don't know the conclusion, which you would be able to tell if you read any of my numerous posts today. So how about you fuck off instead?