That is a good idea, I don't know if Coins.ph have that in their pipeline.
They did have a debit card but they eventually removed it for good I don't know the reason why though maybe that was the time when their exchange's aren't regulated.
Oh I'm not aware of that, I thought they haven't issue any debit card yet. But it would be great if they would allow at least that kind of services in the future.
I liked the idea of this bitcoin wallet it can pay a lot of merchants it is very convenient but I think they don't have a rival in the country right now that's why their rate is too low from the current price which is not good. And with this wallet you dont have access to your private keys.
They do have a rival in the country the first two exchanges in the Philippines that are regulated was coins and rebit.
Yes there is rebit but I don't think they have reached what coins.ph have done in the Philippines as far as crypto or bitcoin goes. Even there user based grew specially during the peaked on 2017.