I fully support the author of the topic! But there are some moments, and one of them is borrowed money! Some sold expensive items, took loans to get rich quick, but they did not work! And now they have to repay loans and look for lodging and other serious problems ....
Most people do not study financial literacy, because of this and suffer, I think you need to be able to study such issues to start making good money, especially most people bought bitcoin above 15,000