Re: Bitcoin could be used to pay for Bills,load and for travel in the Philippines
But I wouldn't use Bitcoin to pay for anything that fiat can pay with unless it's very necessary, if I were you. Bitcoin is a provably scarce resource, don't waste it. HODL. 
Yeah, it is better to hodl Bitcoin for a longer period of time until it reaches your desired price that you think you could gain profits from it. I also pay my bills using Crypto Currency when there is no other way and I'm out of cash sometimes but it is better to pay bills using paper money rather than using Crypto Currency.