Centralized financial companies are constantly working on solutions to make transactions between different parties as easy as possible, however, the cryptocurrency and blockchain payment solutions are very complicated for the average person to use.
Until this is put in check, cryptocurrency payments will never have a chance to overcome fist.
i think you are right, crypto transactions nowadays are very complicated, especially waiting time for confirmations, most of cryptocurrencies are taking so much time to complete a transaction, so unless we can finish this problem, we will not be able to use cryptos in daily life soon.
I find the handling of cryptocurrencys not very difficult myself. It is not heavier or more complicated than a normal bank transfer. Yeah, maybe unfamiliar at first, but it fades. If I transfer money over a bank, I have to wait until the money reaches the recipient. This can sometimes take days and I don't have an overview of the progress of the transfer. So I don't see it as critical that I have to wait on the blockchain for a transfer. I can also see how far the transfer is advanced with cryptocurrencys. These are all points that speak for cryptocurrencys. Also there are light wallets for good crypto coins, where you don't even have to synchronize the complete blockchain. This makes handling crypto even easier.
