Oh, come on.  Your opinion and your creation of this thread is completely biased, and the only reason you're saying anything is because of the red trust you recently got.

The problem in this case isn't the trust system, though there are certainly problems with it.  The problem here is that members finally called bullshit on your late loan repayment practices and lousy attitude toward both the lender and the community, which I've already addressed in at least one other thread that dealt with the incident.  You can't expect to hold someone's money hostage with excuses and delays and not pay a penalty for that.  The problem is you in this case, not the trust system.

That said, I may consider revision of my feedback at a later date, just as I do with anyone who has learned from their mistakes.  I'm not sure you realize where you went wrong, however.