Dude, scam means when someone cheats on you, they have claimed that they have done 300k tps in a real environment and that's a lie, in addition to being technically proven by reputable analysts. These people have based their whole strategy on selling that they are going to be the fastest and put themselves in the first places. I don't know the association with IBM and the nature of it.  IBM has partnered with almost every blockchains already. If Credits has something it will be one more blockchain of the heap, they won't revolutionize anything.  Lol.