Hi stack , Am night ,
Amount 0.01
Period : 1 week max
Collateral : none or btctalk account
Denied. Sorry, a bitcointalk account is not considered valid collateral.
I am confused as to what happened here....
Did you just deny his loan, then send him money?
If you have to borrow ~$10, you ain't paying back shit

I initially denied his loan, but later accepted it. Here is the message I posted in between:
Hi stack , Am night ,
Amount 0.01
Period : 1 week max
Collateral : none or btctalk account
Hey Night,
Sorry, didn't know who you were before. I'm willing to give you a 0.01 BTC loan with no collateral. Note to other members: this person is someone from my Discord group and someone who I trust to repay. I will never give no collateral loans to strangers!
fulluser: kindly drop your bitcoin address below and I will send over the funds.