Since GCash ATMs are not yet available in most places, personally, kung emergency ang pag-cashout, I find LBC as the most convenient option since LBC branches are almost everywhere and most tipid in terms of cashout fee. Tip lang, kapag naparito sa LBC, kuha na din ng LBC card, no need for extra IDs kapag may LBC card! While bank transfer naman kung hindi nagmamadali at mas malaki ang amount ng ica-cashout.
Uhm sir, With Gcash ATM, you can withdraw your money nationwide. As long as you can see an ATM terminal you can withdraw your money using Gcash ATM. Let's not complicate things because there is more ATM terminal than LBC branch itself.