I doubt that every person at the moment understands how electronic payments go through the banking system! And I dont understand why people need to understand the technical side of this process! We drive cars, use smartphones, computers, but few understand how they work! We only know that it is convenient and fast!
Very true! It's important for people to realize that the majority of people who will end up using cryptocurrencies and blockchain won't actually fully understand their inner workings. Convenience and simplicity is the key to mass adoption.