Nowadays many banks will adopted a cryptocurrency like bitcoin..ripple and Ethereum..but be careful to link your bank account. So risky then:)even remettances will accept bitcoin and others crypto asset..
How is it being risky? Coins.ph have linked their bank to their depository banks and nothing happens, they still operate until now.
Maybe you should understand the low about crypto, if you don't do anything against the law, then you should not worry.
Of course coins.pH is 100% legit I used coins.pH since 2015..risky to the new platform or website we don't know if its legit or not.unless you try it:)