Someone has remarked on Discord that Xbank seems to have still major problems in the front-end. How do we know that there are not problems also on the back-end? In other words, how do we know that funds will be safe there since the team is apparently struggling in a relatively simple task like to have the front-end working properly?
What kind of security guarantees do you want? If you do not trust Xbank, then keep your funds in your wallet. If you're talking about the distribution of airdrop, then no one bothers to transfer the coins into your wallet after receiving it.