Someone has remarked on Discord that Xbank seems to have still major problems in the front-end. How do we know that there are not problems also on the back-end? In other words, how do we know that funds will be safe there since the team is apparently struggling in a relatively simple task like to have the front-end working properly?
Any online hot wallet is high risk to store your coins. The role of xbank is to facilitate the airdrop distributions faster and to create a real platform for payment system for XCA.
As soon as your receive your coins you should move it to your desktop gui/cli wallet for additional safety precaution.