hey Art idiot,

can you please educate us idiots why credits is such as great investment?
You are only allowed to use facts, so no speculation and no lies.

I'm, and everyone else, is very curious.

Just make a short list for us to see why you think credits is so great.
I will try to give my objective opinion on it by also replying with facts on your arguments.

Deal?
Or will you run away from a factual discussion, because all facts disprove credits?