If it was easily available within 1% of spot, it might find adoption- like if you could buy it the way you buy anything else online, simply type in your cc number and four digits on the back. Btc is supposed to be anonymous and easy but it is neither.
It is a cause of concern for sure, bitcoin is considered as a high risk transaction by every payment gateway and so is the reason you will find it difficult to purchase bitcoin using a debit or a credit card, as it mandatory to provide your photo shoot

with all your identity details and even then they might reject your transaction if they find you have logged in from a different location to purchase the item, it is not an easy process but using net banking it is much easier, but i might take a couple of days to get credited.