You should look beyond what is happening at the back of each countries.
What is being hidden?
The poor. Those who live in rural places. Do we even think about them while saying NO we dont need fiat?

How can they trade their farmed goods or whatever they could just provide?
We know bartering doesnt work anymore and that is why fiat was created.
They dont have bank accounts. They dont even know what crypto currencies are. They dont have credit cards.
If there will be a change in financial system, it will an overhaul.