You and franky1 would ideally like to incite a revolt by lying to people. You're both doing everything you possibly can to convince people that off-chain is akin to the traditional fractional reserve banking system.
do you even understand...
do you even know what the cypherpunks were trying to do for DECADES before satoshi.
do you understand why blockchains invention was so revolutionary.
do you even know the what a blockchain does that an agreement between 2 individuals cannot do.
do you evn know the risks/problems/challenges/bugs/faults/issues that can occur between 2 private individuals that can rewrite their own node. where their nodes are not part of some big community checking system.
i really think you need to understand the pitfals of offchain and the advantages of onchain.. as it seems even though blockchains have been around for 10 years.. you have not learned the problem blockchain solve that private agreements cant and never did
"offchain" is not new tech, its actually old tech re-branded with lots of wishy washy buzzwords