A newbie is someone that have just 1merit and that means the user have just 0.5 sMerit so how can we spend when a minimum of 1sMerit is required for the transaction to successfully go through. We can not spend what we do not have.
If you cannot comprehend "give more to receive more" then there is nothing I can do for you, sorry. In fact, this quote also applies in real life because many religions and thought leaders echoed the very same idea.