I have gotten the sense that the community is steering us away from the masternode direction.
I believe the CD idea is an alternative proposal.
Basic concept behind the CD is this: You could take coins you own and timelock them and make them entirely unavailable for a length of time (a week, month, year, 10 years) and you get a percentage reward as "interest" just like buying a CD from the bank.
The community will guide our decision making process, as always.
Whatever distracts you, you must issue a roadmap with deadlines and execute it exactly.
And so you just say, but you havent yet created anything.